• We will bill your insurance company, we will work with
    your insurance company, and we can answer some
    questions regarding what your insurance plan will or will
    not cover. However, ultimately the responsibility for
    understanding the coverage falls on the client.

  • Please check your deductible(s). Even if psychological
    services are “fully covered” by your insurance company,
    they will not pay if you have not met your deductible for
    the year (just as with any covered procedure).

  • Please be aware that your mental health insurance
    company MAY NOT be the same as your medical health
    insurance company. Some people have medical plans
    which have contracted out the mental health portion of
    the coverage to a different company.

  • Missed appointments: Please notify us at least 48 hours in
    advance if you are unable to keep your appointment.
    Failure to provide this notice of cancellation, or failure
    to arrive for a scheduled appointment, will result in a
    $100 fee. Insurance will not pay for a missed appointment.

  • Third-party payers: We work with some third-party payers
    for services; for example, sometimes a school district, a
    liability insurance company, a law firm, a court system or
    another government agency is paying for a psychological
    assessment. Please contact OPS if you are in this

  • For complete details regarding fees and payments, click
    HERE to see our office policies.
At present, we accept the following insurance plans:

If your insurance company is
currently accepted:
If your insurance company is
not on the accepted list
above, or if you do not have
health insurance:
  • Your insurance will be billed for
    service. You will be responsible for
    any co-payments as stated in your
    insurance plan. Co-payments are  
    due at the time of service.*
  • You may use your "out of network"
    benefits for your insurance plan that
    is not on the list above. In this case,
    we require payment at the time of
    service* and then we will submit an
    "out of network" claim to your
    insurance company, who will
    reimburse you at their "out of
    network" rate. Insurance companies
    typically reimburse 60%-80% of the
    costs for an "out of network"
    provider, although this rate varies
    by plan.

  • If you have no health insurance, or
    you do not wish to use your
    insurance, you may pay for services
    entirely out of pocket. Payment is
    due at the time of service.*

  • Out of pocket rates are $200 for the
    initial "intake" appointment, and  
    $160 for subsequent appointments.

*Payments may be made by cash, check,
debit card, credit card or HSA card. There is
a $30 charge for any returned checks.
  • We do not currently contract with
    Medicaid. However, we are
    currently in the process of
    contracting with Medicare; this
    process may take several months.