Dr. Hardebeck's answers to
Frequently Asked Questions:
Will my insurance cover mental health services?
Most health insurance plans will cover visits to a psychologist for therapy
or psychological assessments. However, coverage can vary a great deal
depending on your specific plan, so it is important that you are familiar
with your coverage, or call your insurance company and ask.
For more specific information about the insurance companies that
Olympic Psychology Services contracts with, visit the fees page here.
In the event that Olympic Psychology Services does not contract with
your health insurance company, you may use your "out of network"
benefits. To do so, you must initially pay out of pocket, and then submit
a claim to your insurance company for reimbursement at out of network
rates. Insurance companies will typically reimburse you for 60%-80% of
the costs for an out of network provider, although this varies by plan.
In some situations, OPS also accepts payment from third-party payees,
such as law firms, school districts or other government agencies.
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